Debt Consolidation, Inc. GET OUT OF DEBT, Specialists in 24/7 Debt Consolidation and Credit Programs





If you need to buy on credit, at least do it with your eyes wide open. If you're already in debt, use these tips to get out and get ahead:

  • Don't get any deeper into debt. Save the credit card with the most favorable terms and cut the rest up. Put the one you saved in a safe place (not in your wallet) and use it only for emergencies (not to include a big sale at Macy's!)
  • Pay more than the minimum balance. Much more.
  • Shop around for cards with low interest rates, but beware of come-ons that offer a low introductory rate and then take a big jump. The Internet makes choosing a credit card easy, but be sure to read ALL the fine print.
  • Move balances on cards with high interest rates to cards with lower interest rates.
  • Use your savings to pay down debt. It makes no sense to earn 1 to 3% interest on your savings account while paying 12 or 15 or 18% interest on credit cards.
  • Come up with a written plan for reducing your debt systematically.
  • Add up all the money you spend each month on credit card payments, and think about what you could do with this money if you weren't paying it to the credit card company.



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